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AUTOMOBILE INSURANCE RATES THE COMMONWEALTH OF MASSACHUSETrS EXECUTIVE DEPARTMENT STATE HOUSE . BOSTON 021$3 r MICHAEL S. DUKAKIS May 2, 1984 GOVERNOR Ms. Ursula Retzler, Clerk City Council 36 Main Street Agawam, MA 01001 Dear Ms. Retzler: Thank you very much for sending me the resolution concerning the cost of automobile insurance. I appreciate being informed of this resolution. I have forwarded it to Paula Gold, Secretary of Consumer Affairs for appropriate consideration. Sincerely, 'Du i MSD:13 C c� OD �� [33 try ea I e tg4t (gM=M&tMUh of cmnou osmate ruse . 390stm LIN{DA J. MELGOh[IAIV TEL.94171 722-1660 2ND HAMPDEN-HAMPSHIRE ROOM $tB QOIRIKtTTE68s Jllalct"Y DISTRICT INSURANCE DISTRICT OFFICE. HUMAN 'ERVICSS AND 97S WAL►ENT STREET FXT. ELDERLY AFFAIRS AC+AWAW MA 01001 COMMERCE ANo I A9oR TEL. 14191 7$$+6033 STATE ADMINISTRATION April 5, 1984 Ms . Ursula Retzler Clerk of the Council 35 Main Street Agawam, MA 01001 ' Dear Ms. Metzler: Thank you for forwarding to me the recent action by the Town Council in passing a Resolution concerning the high insurance rates throughout the Commonwealth. I can sympathize with your position, as I, too, must pay these exhorbitant rates . Unfortunately, as a newly elected Senator, it is difficult to change policies which have developed over many years . I am deeply concerned about ways to improve and to make more equitable insurance rates and pldege to seek legislative recourse during my tenure as State Senator. As you know, this is a complex issue . As a member of the Insurance Committee I will continue to study, carefully consider and to initiate proposals which will work towards alleviating the current situation . I am grateful for your willingness to share with me your views on this important issue . I am confident that together, we can find a reasonable and fair solution. With best wishes , Sincerely, ` f L .c� LINDA J; MELCONIAN State Senator LJM:dkc 1P I r F G TOWN OF AGAWAM 36 MAIN STREET AGAWAM, MASSACHUSETTS 01001 Tel. 413-786-0400 �PgTEp MA r , April 3 , 1984 j His Excellency Michael Dukakis State House Boston, MA 02133 Dear Governor Dukakis : Please be advised that the Agawam Town Council has unanimously supported the attached resolution regarding Mass . Automobile insurance Rates . ' Sincerely , &-a Q Ursula Retzler Clerk of the Council Enclosure cc : Town Manager , with enclosure Town Clerk , " i' Town Council Members TOWN OF AGAWAM 36 MAIN STREET AGAWAM, MASSACHUSETTS 01001 h Tel. 413-786-0400 April 3 , 1984 S Senator Linda Melconian State House Boston, MA 02133 Dear Senator Melconian: Please be advised that the Agawam Town Council has unanimously supported the attached resolution regarding Mass . Automobile Insurance Rates . Sincerely, 1 -U�X.Azc'� Ursula Retzler Clerk of the Council Enclosure cc: Town Manager , with enclosure Town Clerk, 11 Town Council Members TOWN OF AGAWAM 0#% 36 MAIN STREET AGAWAM, MASSACHUSETTS 01001 y� Tel. 413-786-0400 0� April 3 , 1984 ! Michael Walsh State Representative of the 3rd Hampden District State House Boston, MA 02133 Dear Mr. Walsh : Please be advised that the Agawam Town Council has unanimously supported the attached resc?uticn regarding Mass . Automobile Insurance Rates . Sincerely , i � '�'eizzee-t- Ursula Retzler Clerk of the Council Enclosure cc : Town Manager , with enclosure Town Clerk, " " Town Council Members R E S O L U T I O N Be it resolved that the Agawam Town Council hereby adopts the following resolution: WHEREAS : The average wage earner depends upon his/.her automobile for transportation to their place of employment ; and WHEREAS : The State of Massachusetts has one of the highest premiums for automobile insurance ; and WHEREAS : The use of most wage earners automobiles are that of necessity; and WHEREAS: The State legislature has made an attempt to reduce the public ' s cost , but premiums continue to rise beyond reason; and THEREFORE, be it further resolved that the Agawam Town Council notify Governor Dukakis , State . Senator Linda Melconian and State Representative Michael Walsh that it protests the. present Massachusetts Automobile Insurance rates structure and hereby asks for lower rates . TOWN OF AGAWAM h� ;;'k 36 MAIN STREET AGAWAM, MASSACHUSETTS 01001 yC• Tel. 413-786-0400 r . April 3 , 1984 1 ' Lucille G . Quimette Alderman At Large The City of Chicopee 21 Academy Street Chicopee , MA 01013 1 Dear Lucille: ' Please be informed that by unanimous vote, the Agawam Town Council has approved the following resolution. (Attached) . My apologies for not writing sooner regarding this matter , however , I am quite sure you can appreciate my busy schedule . If I may be of further help to you at any time , please feel free to contact me again . . r Sincerely , L%A Donald M. Rheault, President Agawam Town Council ' DMR/ur 1 ' 1 r i ri5 t `'lt♦ The City of Board of Aldermen Chicopee March 149 1964 Lucille G.Ouimette ! Aldermen at Large 21 Academy Street Chicopee, Mass. 01013 (113, 112-2403 C) President m G Town Council AcJ ! 36 Main Street ' Agawam, Massachusetts �n Dear Fellow Legislator: CP Last February 7th, the Board of Aldermen of the City of ci ' Chicopee, by unanimous vote, passed the attached resolu- rn tion. Nor motion to adopt was amended to put the resolu- tion in petition form for signature solicitation, and to encourage other Massachusetts cities and towns to join n' ! in this endeavor. Our petition heading is "WE HAVE HAD IT" followed by the statement "We the undersigned, all registered automobile owners, agree in FULL with the RESOLUTION passed by the BOARD OF ALDEILMEN of the City of Chicopee." ! Your legislative body can be of assistance by adopting a similar resolution and by petitioning our State Legisla- ture to, once and for all, correct this most unacceptable ! situation, Pessimists will look upon this action as an exercise in ! futility. As an optimist,I would remind them that the tallest wave starts as a small ripple. Let us stir the waters and pi:oduce a giant tidal gave and direct it all the way to Beacon Hill. Thank you for you attention and concern. Above all, please join us in this endeavor. ! Respectfully submitted, Lucille G. Ouimette R.S.V P. (To satisfy my curiosity I would like to know if any action is contemplated..) - ' CITY OF CHICOPEE M A S S A C H U S E T T S BE IT RESOLVED that the Board of Aldermen adopt the following resolution of a "grass roots" protest of our present Massachusetts' automobile in— surance situation: WHEREAS the average wage earner depends upon his/her automobile for trans— portation to his/her place of employment. The automobile is "no longer a luxury it is a necessity, and, WHEREAS the fundamental principle in purchasing insurance is that of accept— ing a small financial loss (the premium cost) in place of a possible large financial loss,- and, WHEREAS our State Legislature, during the past two decades, has passed in— ovative insurance plans which were supposed to reduce the public's costs, but succeeded only in reducing benefits while premium costs have risen to astronomical heights, and, WHEREAS the costs of similar insurance coverage in neighboring states vary ' drastically. THEREFORE, BE IT RESOLVED .by. the Board of Aldermen that it deplores the Legislature's handling of our automobile insurance situation , ' that it ethos the "grass roots" protests of its constituents,and that it agrees with the contention that the costs are exorbitant and the changes in benefits are unreasonable. BE IT FURTHER RESOLVED by the Board of Aldermen that our state elected officials be advised of the prevailing attitude of the public in general. They feel that they are paying much more than they should and are receiving far less. To say the least, their patience has reached its end. They, the taxpaying public, want their interest served jand not those of the vested interests of the insurance j duced by Alderman �y�cf-, L -�?7J 1/26/84 companies. d rmanic Action:2/7/84: Passed and referred to Governor Dukakis, State Representatives and Senators. 'r ted to the Mayor for Approval................. ....... .Date....................... owed.............„ .. ..................... ........................_..............................................................................Mayor . Dana ,eturnod to City Clork............................................................... Dale Attest:_.f .._.........-•-•---•--•...............:..�.----�...f-� ..._._ � ............City Clark BOARD OF ALDERMEN CITY OF CHICOPEE CITY HALL CHICOPEE, MASS. 01013 President Town Council 36 Main Street Agawam, Massachusetts 01001 ca